25 Ways To Start a Business With No Money [Easy Step by Step Guides]

Are you looking to start a business with no money? Maybe your back is against the wall and you desperately need to start a side hustle.

It is possible that you have the option of going back to college but you prefer to get into business without a degree which is doable.

You may have heard this before but apparently, there are 1,000 ways to make $1,000 even if you start a low-cost business.

Have you given much thought to the type of business that you would like to start? You can start a business using business ideas with low investment only to realise that you hate what you do.

Actually starting a business does require a lot of time, hard work and commitment in order for it to become successful.

The truth is that it is possible to start a business with no money but it does take a little bit of creativity to pull this off.

However, it will take money or startup capital to keep the business going to cover the day to day cost like utilities and transport depending on the type of business.

Let’s look at this list of ways to go into business for yourself using creativity as well as your existing resources.

woman holding a white coffee mug next to her white case laptop and a white flower vase


Before starting a business you will need to spend some time ensuring that you are mentally ready to spend many hours for the first 2-3 years to make your business successful.

You will also need to get a better understanding of who you are as well as what you are passionate about in order to choose the right option for you.

Once you choose the option that is suitable for you, make a business plan to get that business from startup to scale up.

Spend time mapping out the phases and what needs to happen to get from one stage to the next.

It should not surprise you that enlisting the help of a business mentor, a business resource centre or a business course will really help you become successful.

List of 25 Business Ideas

Without further hesitation and delay here are the 25 ways you can start a business with little or no money.

In most cases, all you need is an email address. These business ideas with low investment and high profit can be started from home.

1. Coaching

If you have a special talent for example in the area of fitness, dieting, painting or sewing you can become a coach literally overnight by setting it up as an online business.

According to salary surveys, many life coaches are self-employed and can charge over $300.00 an hour. Some coaches of executives can easily charge $500.00 an hour.

I know of at least one business where a guy coaches people on how to do handstands and it is a million dollar business. So think of the skills that you already have.

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Step by Step Instructions

  1. To get started you will need to decide on your area of speciality and set up a profile online on a Facebook page as well as a one-page website.
  2. For a longterm online presence, it would be best to set up a one-page website using your own domain name.
  3. You are probably thinking that you cannot afford a domain name or hosting right now. However, it is possible that you can sell an item from your house that will give you the cash needed for a domain name and hosting for the first year.
  4. You can start by advertising your coaching service in the right group on Craigslist. To get testimonials quickly offer the service at a reduced cost to your first 5 clients.
  5. Other places you can advertise are places like gyms, colleges, Facebook stories and even Instagram stories.
  6. One of the fastest ways to get clients is by offering a free 5-day challenge in a Facebook group where your potential clients hang out then on day 5 offer an upgrade to a paid program.

2. Consulting

This is similar to coaching but it is specifically focused on servicing corporate clients. Maybe you are skilled in public speaking, networking, sales or even growth hacking.

You can easily start advertising your services on LinkedIn using video and showing the results you can attain for clients.

Reach out to your local Chamber of Commerce in an effort to offer a free class in one of your special areas and from there you can book paying clients who attended your free course.

3. Virtual Assistant

If you never heard of this term before it simply means that you can offer secretarial and other online administrative services from the comfort of your home to businesses.

If you have experience as a Secretary or Administrative Assistant then this will be an easy transition for you to get started.

You can visit sites like Fiverr, Upwork and Remote.io to find many open positions for these kinds of roles. You can also contact potential clients on LinkedIn.

It is possible to use a tool like MeetLeonard.com to transform your free LinkedIn.com account to a CRM.

Meet Leonard - LinkedIn prospecting

What this allows you to do is to systematically reach out to prospects via connection requests or using messaging.

Meet Leonard - connection request limit

The free starter pack allows you to send out 25 messages per day or 25 connection requests every day.

mans hand on keyboard computer next to rubik's cube
photo by Sarah Pflug

4. Freelance Writer (I made over $1,000 as a Writer)

I believe that writers are some of the luckiest people in the world right now simply because ‘content is king’ so there is a need for many writers.

The most popular requirement from companies is for people to write blog posts just like this one. There is also a requirement for ghostwriters for books.

You can find these open roles on places like Fiverr, Upwork, Great Content, Zerys and many other platforms.

What can really help you to kickstart your writing career is to join forums with writers just like yourself, you can find 11 of them here.

Learn what you need to do to make $500.00 or more per blog post if you decide to write for businesses. You should never really accept a job paying less than $0.15 cent per word.

Here are 10 great places to find freelance writing jobs that pay fair rates per blog post.

blog business plan printable medium

Grab The Blog Business Plan Printable

5. Transcribing

The demand for videos is increasing more and more each and every day and with it comes the need for captions.

85% of videos are consumed in silent mode which is why there is a great need for captions.

The people who write captions are called transcribers and you can find these jobs with Transcription companies.

These companies include; Rev.com, Transcribeme.com, Gotranscript.com, Accutranglobal.com, Castingwords.com, Dailytranscription.com, Speechpad.com and many others.

Two items that will really help you earn more are a good set of headphones as well as a foot pedal.

6. Video Editing

This may not be surprising but because there is a high demand for video it goes without saying that there is also a high demand for video editors.

Are you a video guru? If so then roll up your sleeves and get ready to splash out your talent on videos.

Ziprecruiter.com, Indeed, Working Nomad and many others are great places to find video editing clients.

Step by Step Instructions

  1. Create a free one-page site with Wix or other free platform showing a portfolio of what you can do.
  2. Sign up on Fiverr.com and Upwork outlining a portfolio of your designs.
  3. Head on over to Craigslist and go to the creative section under ‘Sevices’. Have a look at what others are offering and decide what you can offer that is unique.
  4. Come up with a compelling headline and description. Enter all your details as well as examples of your work.
  5. Create an account with AcuityScheduling.com so that you can include this link in your response to potential clients allowing them to easily book a free consultation.
  6. Hand out fliers to local businesses in your local area.

7. Graphic Design

One of the most popular in-demand roles right now are Graphic Designers. The reason for this is that every piece of content always needs to be accompanied by images.

Images are needed to keep audiences engaged across blogs, social media and even the Google search engine.

If you have this talent do count yourself lucky twice or three times. It would probably make sense to set up your website to display your work then reach out to clients.

Step by Step Instructions

  1. Create a free one-page site with Wix.com or other free platform showing a portfolio of what you can do.
  2. Sign up on Fiverr.com and Upwork outlining a portfolio of your designs.
  3. Head on over to Craigslist and go to the creative section under ‘Sevices’. Have a look at what others are offering and decide what you can offer that is unique.
  4. Come up with a compelling headline and description. Enter all your details as well as examples of your work.
  5. Create an account with AcuityScheduling.com so that you can include this link in your response to potential clients allowing them to easily book a free consultation.
  6. Hand out fliers to local businesses in your local area.
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Grab The Blog Business Plan Printable

loftstyle bedroom with throw pillow
photo by Matthew Henry

8. Rent a Room (I made over $2,500 using this option)

You may look at all the previous suggestions and feel instantly despondent because you think that you have no talents. It is very possible that you have the ability to make someone feel at home.

What better way to exercise your ability in hospitality than to rent out a room in your home. Nearly everyone has a spare room available or even an apartment.

You can even move in with your parents and rent out your apartment. You can use popular sites like Airbnb or Booking.com to put your room up for rent.

Step by Step Instructions

  1. Head over to Airbnb and enter the name of your city or the one near to you. Have a look at the ones with 5-star ratings.
Airbnb-com Keywest results

2. Click-through to the one that resembles your accommodation, take a look at their descriptions and adjectives as well as their amenities. What can you offer that is better or unique to improve your chances of getting booked out.

Airbnb - dog friendly suite

3. You may want to offer a lower rate compared to your competitors to get your first set of bookings.

4. Take the best photos that you can but also book the complimentary photography service that Airbnb offers.

9. Taxi Driver

Even if you don’t have a room but you own a car then you can become a driver for Uber or Lyft or that taxi company in your location. Each of them pays between $25 and $35 an hour.

In some instances, you may have to sit an exam before qualifying but don’t let that deter you.

Complete the necessary regulations and get started in the taxi business. It could just be a stepping stone to something bigger.

seafood feast at restaurant
photo by Michelle Krozser

10. Get Paid to Cook a Meal

It is such an amazing time to be alive. Nearly everything we do can become an income generator. If you are like me and you enjoy cooking why not cook a cultural meal for sale.

I was doing a search recently and came across Eatwith.com and I was surprised that it gave you the opportunity to cook an authentic meal for someone and they will pay you for it.

So it is like the Airbnb of cooking. I think it is such an amazing idea. You can easily learn to cook 10 meals from 10 different cultures and just like that you have a fully fledged business.

Step by Step Instructions

  1. Head over to Eatwith.com and enter the name of your city.
Eatwith home page

2. Look at the results and take note of the options with the most reviews.

Eatwith upcoming events page

3. Evaluate how your listing can offer a similar experience to get 5-star reviews.

4. Invite friends and family to make the first 5 bookings so that you too can get your 5-star reviews fast.

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Grab The Blog Business Plan Printable

11. Tour Guide – Host of Experiences

Once your guests are full to the brim you can offer to take them on tour of your local city for a fee. Of course, they can do the tour before eating it really depends on the time of day.

It is so easy to become a tour guide these days. Everyone is passionate about sites and scenery in their local city so why not monetise that knowledge rather than it occupying your brain.

You can sign up on Airbnb.com Experiences or LikeaLocalGuide.com to become a host of tours.

Step by Step Instructions

  1. Head over to Airbnb.com and enter the name of the city that you live in where you want to become a host of experiences. In the results click on the experiences option. Look at the results with 5-star reviews.
Airbnb - Berlin, Germany options

2. Take a closer look at the top 3 with the most 5 star reviews and see if you can offer an experience of that standard and consider how yours can be unique.

Airbnb - Berlin, Germany tour with Anabelle

3. Write a compelling description of your tour and complete your details on Airbnb Experiences.

4. Have a close look at all the reviews to get a better understanding of what people liked and expected as well as what you can improve.

12. Clothes Alterations

If you are a skilled Tailor or Seamstress you may want to consider altering clothes for people for a fee.

The exciting thing is that you can start small and offer to alter clothes for people at work.

No need to rent premises or buy heavy equipment. Chances are you already have a sewing machine at home. Prices can start at $15.00 just to alter the length of a skirt or trousers.

Wedding dresses is where you can make a truckload of money.

bztailor-com Jeans alterations
image from bztailor.com

Step by Step Instructions

  1. Complete a number of alterations and take some before and after photos, ensure that these photos are bright and appealing.
  2. Head over to Facebook and create a business page outlining your services and a way for people to contact you.
  3. Grab a number of articles and videos around fashion that will appeal to your audience.
  4. Populate your Facebook page with four posts as follows; 2 articles, one video and one before/after photo of your alterations.
  5. Invite friends to like your page.
  6. Offer a reduced cost to the first 5 people who book alterations with you.
  7. Get fliers made and pass out fliers in your neighbourhood. You can focus on 1-3 services initially with a standard price and take it from there.
  8. Team up with your local laundry and dry cleaners so that they can refer business to you and you can do the same for them.
  9. Head on over to bztailor.com for inspiration of what you can offer for different items of clothing.
rack of womens clothing
photo by Sarah Pflug

13. Sell Clothes

On the topic of clothes, you may not know how to sew your own clothes but if you have a lot of great clothes why not consider selling them on Poshmark.

If you are one of those people who would not wear the same outfit more than once or twice consider selling on those items online and declutter your wardrobe.

It is so easy to get started with Poshmark considering that they also have a mobile app to snap a photo of the outfit.

You may also want to sell other things online like crafts. If so grab this resource that shows you where to sell handmade items online.

blog business plan printable medium

Grab The Blog Business Plan Printable

14. Make money on Pinterest

If you are super lazy or you just don’t have time to create your own website a cool way to start your own business is by selling other people’s products or services on a commission.

This is called affiliate marketing. Because Pinterest is a visual search engine with over 500 million users a great way to accomplish your marketing is by placing these affiliate links on Pinterest.

Two popular programs that you can join without even having a website or blog are Society6 and Zazzle.

You can also become a Pinterest VA helping other businesses market their content on Pinterest.

15. Voiceover Artist

Have you ever been told that you have a voice like a radio announcer? Or maybe you have a brilliant phone voice.

You may want to consider becoming a voice-over artist if you like to read storybooks or you have an enticing voice for radio ads.

Fiverr.com is a great place to start to see what feedback you get from your first few clients.

There is a free voice over mini-course available that will help give you an introduction to voice-overs.

Feel free to visit the voices online marketplace where talented people find companies looking for voice talent.

16. Stock Photos

Remember that demand for images that I mentioned earlier? Well, graphic designers need images to make their work come to life.

If you ever wondered where stock photos come from this is time for the big reveal.

Stock photos come from people like you and me who take photos then upload them to places like Foap, Shutterstock and many others. I have personally uploaded photos to these sites and got them accepted.

It will take a lot of great photos to get a significant payment but at least it is passive income.

Here is a great resource that gives you a comparison of the top stock photo sites including the advantages and disadvantages of each of the stock photo companies.

new road bike
photo by Matthew Henry

17. Rent out Your Bike

Yes, you read that right. You can rent out your bicycle for a fee rather than have it sit at home to collect dust.

There are now many sites available that allow owners of bicycles to list their bicycle for rent with some even offering insurance on the bike up to a $5,000. You can even rent out surfboards, paddle boards and snowboards.

When I first heard about it a few years ago I was nervous as well. It now seems to be the norm which is great. Check out Spinlister.com and Listnride.com for more information.

blog business plan printable medium

Grab The Blog Business Plan Printable

18. Photography

It is very possible that you are a talented photographer and maybe you never considered taking photos for other people outside your family.

Now is the time to use that talent and decide on your speciality. The options are endless from landscape photography, portrait photography, wedding photography or corporate jobs.

There are sites like Meetaphotographer.com and snapper.co that allow you to list your abilities. It is now so easy to find photography jobs or in fact, let those jobs come to you.

Step by Step Instructions

  1. Create a free one-page site with Wix or other free platform showing a portfolio of what you can do.
  2. Sign up on Fiverr.com and Upwork outlining a portfolio of your designs.
  3. Head on over to Craigslist and go to the creative section under ‘Sevices’. Have a look at what others are offering and decide what you can offer that is unique.
  4. Come up with a compelling headline and description then enter all your details as well as examples of your work.
  5. Create an account with AcuityScheduling.com so that you can include this link in your response to potential clients allowing them to easily book a free consultation.
  6. Hand out fliers to local businesses in your local area.
  7. Remember to sign up on snapper.co as well as create a profile on Meetaphotographer.com

19. Dog Sitting or Walking

Everyone and their grandmother have a dog which is great news for you if you love dogs and you would like to use your love of dogs in exchange for money.

I know of many people who make $1,000 a month doing dog sitting and dog walking. To be fair it is not difficult at all and you can decide your own hours.

As they say and there is an app for that as well. You can find apps like Rover.com, Petbacker.com and sites like Dogvacay.com

cute baby girls face close up
photo by Matthew Henry

20. Baby Sitting

One of the biggest headaches of many parents is finding someone to babysit for them whenever they need to go out or abroad.

Of course, trusting your child to anyone is never an easy task but if that person comes highly recommended then it is a lot easier.

I was actually surprised to find so many apps available to find babysitting services. Here are the top four apps to get you started; Zum, Urban sitter, Care.com and Bambino.

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Grab The Blog Business Plan Printable

21. Social Media Manager

Are you someone who likes managing a group of people? Or maybe you are always on social media engaging with fans. Well, this is the ideal job for people like you.

Many companies all over the world are looking for someone to manage their social channels. What better way to use your talent than to get someone to pay for your skills.

This role can be varied but it can involve creating content, engagement, responding to queries and growth. You can find these roles on places like LinkedIn, Fiverr, Upwork and Facebook Groups.

This great resource gives you some insight into what you need to become a social media manager.

There is also a course that is less than $15.00 on Udemy that will help you to become a Freelance Social Media Manager here.

22. Instagram Influencer

One of the most sort after roles on the planet right now is that of an influencer.

Companies are bending over backwards to get social media influencers to post something on their feed.

Kylie Jenner makes $1,000,000 yes 1 million dollars per paid Instagram post. It may sound unbelievable but it is so true.

To get started you need a minimum of 10,000 followers (real) and you most get good engagement on each post.

In fact, you would probably only need to do posts for one year and then retire.

How To Grow Your Instagram Following to 5,000

How to Grow Your Instagram Following Fast

23. Website Tester

If being an Instagram Influencer is too much excitement for you then there are other low key roles that you can consider like becoming a website tester.

Other similar roles include Speech Data Collection, Social Media Evaluator and Search Engine Evaluator.

The best places to find these kinds of roles are with Appen.com and Flexjobs.com. It does take a while to hear back from them but they do come back to you.

stack of t-shirts
photo by Matthew Henry

24. Sell T-shirts

Do you like funny or weird t-shirts? Ever wished that you could come up with your own quirky lines?

Now you can do it by designing and selling your own t-shirts online. It is very similar to doing drop shipping but with your stamp on the goods.

In this modern world that we live in you don’t even need to buy t-shirts upfront or buy paints or machinery. You can simply offer a print-on-demand service to your buyers as a startup.

There are so many print-on-demand websites that you can pick and choose.

The two most popular ones I heard of are Printful.com and Printify.com where you simply create your design and send it to them to print on the t-shirts.

You can even get a mock-up of the designed t-shirts so that you can display to potential buyers. Here is more information for your convenience.

blog business plan printable medium

Grab The Blog Business Plan Printable

25. Youtube Influencer

If Instagram is just not your jam you may want to consider becoming an influencer on Youtube instead.

I’ll be honest and tell you that I am not sure which audience is more difficult to build but it just might be Youtube since you need to create videos.

Among the highest-paid Youtubers you will find the Paul brother and the 7-year old toy reviewer, Ryan.

Did you know that this 7-year old makes 22 million dollars a year? Anyway, if a 7-year old can do it surely you can too.

There is a secret to creating amazing content using video. Trena has an amazing FREE Amazing Video Content Masterclass and you can sign up right here.


While it may seem very exciting to start a business with no money it is important to remember that keeping a business viable does require investment.

As business owners, many of these options don’t even require us to take out business loans. It would still make sense to map out a business plan as a new business.

It is great that we all live at a time where it is so easy to get started in business although it is still important to make wise business decisions.

So many of the options listed give you the ability to start a home-based business using these small profitable business ideas.

To be truly successful you will need to choose an option that does not feel like work at all so that you can truly enjoy the experience.

I am sure that there will be a whole lot more options that have not yet been invented yet so this list is not necessarily exhaustive.

What has been your experience when it comes to choosing the best business to start with little money?

Frequently Asked Questions

1. What kind of business can I start at home?

Any of the 25 suggestions listed here will allow you to start a business from home.

2. What are the most profitable businesses?

This is such a broad question because it really depends on the profit margins decided by the business owner.

However, generally speaking, any business that requires low overheads and gives you a high return on your investment in the 70-90% range are the most profitable businesses.

Some great examples include selling courses online, selling ebooks online, blogging and many more.

3. What is a good business to start?

The best business to start is the one that you are most passionate about because your passion will help you to overcome any obstacles.

4. How can I start a business from home with no money?

You can take a look at the suggestions listed here then choose the one that aligns most closely with your passion.

For example, if you enjoy cooking then all you need to do is decide on your standard menu based on the supplies you have available then sign up at Eatwith.com to get started.

5. How do I know if I am an entrepreneur?

This is a great question and it does require some careful thought.

You can take a look at the article where an entrepreneur is compared with an intrapreneur.

You can also, look at the resource about how to become an entrepreneur.

6. How do I start a business with nothing?

The easy answer to this question is that it really depends on what kind of business you want to start.

For example, if you want to start an e-commerce type of business you can start selling off your clothes on Poshmark to acquire some capital.

Not all personalities are suitable for an e-commerce type of business. So another option is that you can start a blog in an effort to figure out what your niche will be about.

7. What business can I start with $20k?

Having $20k to invest in a business can be a good thing and it really depends on how fast you want a return on that investment.

One great way to invest $20k for a fast turnaround is by going to a site like Flippa.com and purchasing an existing website that is already generating money.

Another great thing you can do is invest in a piece of real estate property by finding one that will give you instant cash flow after costs.

8. I want to start a small business but have no money?

That is okay, what you first need to do is discover what kind of business you would like to start.

It is important to narrow down your list of options taking into consideration your personality type as well as your passion.

Once you know for sure what you would like to do you can then look at the 25 options available here, pick the one that suits your current situation and use it to generate capital to fund your passion project.

25 Ways To Start a Business With No Money - In a Weekend


Remember to subscribe to the Success Unscrambled Podcast where you will be the first to hear what’s happening in the entrepreneurial and digital marketing world.

Your positive review of this podcast is vital to keeping it alive and running for the next 12 – 24 months so please leave a positive review for us on iTunesSpotify or any of your favourite podcast players.

If you would like to start a business and travel at the same then you can look at becoming a digital nomad

Are you interested in becoming a location independent entrepreneur? Then check out this resource.

Find out how to market your business and get booked up by potential clients fast. Also, learn how to save time and stop watching TV here.

If you are a startup or small business and you need to hire a virtual assistant to complete tasks such as social media marketing, blogging, keyword research or Pinterest account management then take a look at these packages.

25 Ways To Start a Business With No Money - For Zero Dollars

33 thoughts on “25 Ways To Start a Business With No Money [Easy Step by Step Guides]”

  1. Personally I am of the opinion that often you have many ideas but little liquidity to realize them and for this your suggestions are undoubtedly precious even if I personally am neither a start up nor an independent entrepreneur … just a simple hihihi blogger

    • Amber, that is so true as many individuals still use it as an excuse to not get started.

  2. There are some fabulous ideas there! I want to give a go to the freelance life so maybe doing some virtual assistant, social media management, etc could be a good start!

    • Corinne, you will be in the perfect time zone to do freelancing and virtual assistant work for so many clients after you move to Manhattan.

    • I’ve done a lot of these to make money. I didn’t realize you could just decided to be a tour guide. That’s a great way to make money. Right now I’m blogging and managing other blogs and social media managing. It works pretty for an income.

      • Jennifer, that is so awesome. Yes, becoming a tour guide or host of experiences seem to be a simple process and is so cool. Thanks for sharing your personal experience.

  3. This is so eye-opening! I’d love to start my own business related to writing, as I’m truly bored with my current job! I’ve been just reading about transcribers and ghost writers. It’s a good start, but I’d prefer to write under my own name. I can’t imagine selling my clothes, though! 🙂

    • Natalia, I’m so glad that you found it useful. The good news is that you know exactly what you want to do.

    • Tara, that is so true. I think that because we are all different we really need to find something that holds our interest in order for us to add value and generate an income.

  4. I do believe that you do need to invest some money in order to start a business. Sure, there are a lot of freelance jobs that you could do, but they are not businesses, they are just ways of earning a little bit of extra income.

    • Joanna, those freelance jobs are not legally classified as employees but are in fact taxed as self-employment which in effect is a business. At least in my country, you can ask any Accountant and they will confirm this for you.

  5. These are some really great ideas to start businesses with little to no start up! I started my blog for rather inexpensive and it has turned into a full on business. Freelancing is also an amazing way to make money with no start up fees.

  6. If you have no money, it can be pretty easy to save up enough to start a little business. It doesn’t take much these days!

    • Alex, you are so right. It really doesn’t take a lot of cash to start a business in today’s world.

  7. I’ve done freelance writing before and I loved it. Although I had to reduce my focus on the same . At the moment when I’m working to hack Pinterest, I’d love selling on Pinterest.

    • Dalene, great to hear about your experience with freelancing. I forgot to mention in the post that I made some cash by placing an affiliate pin directly on Pinterest so it is definitely possible.

  8. I had never heard of eatwith.com before! Very cool. Have a friend that would love that. I do freelance social media, video editing and want to get into some personal assisting. Your list is great. Better than anything I’ve seen because it complies something for everyone.

    • Lauren, I am so glad that you found the list useful. Thanks for sharing about your experience in social media and video editing.

  9. These are great tips! I am focusing on monetizing my blog and also freelance writing. Some of these tips are harder than some because Japan has strict laws about Uber and AirBnB.

    • Aisasami, that is awesome. In many countries, there are either strict laws or unfavourable tax laws for Airbnb so you will need to be creative in how you use their service.

  10. Thanks for sharing informative and valuable blog on earning with no money. This is very detailed information. I am sharing on my timeline many people are looking for something like this only

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